Jeremiah Stephen

November is a time when families gather together and reflect on what matters most. As the days grow shorter and the seasons change, it’s important to ask yourself: Are you truly protecting the people and possessions you love? This month brings unique opportunities and challenges—holiday gatherings, colder weather, and increased risks in and around the home. November is also recognized for long-term care and fraud awareness, making it the perfect time to review how well your insurance coverage protects your family, your property, and your future.

Many people think about insurance after a crisis, but November encourages us to be proactive. Have you upgraded your home or made any changes that should be covered? Are you protected against winter hazards like burst pipes or storm damage? With holidays coming, do you have enough coverage for valuables? If something unexpected happened, could your family maintain their lifestyle and keep their home? Is your auto insurance ready for winter driving conditions? These are the questions to consider before the year ends.

Now is a great time to review your policies, update them to reflect recent life changes, and close any gaps. It’s smart to set aside time to look through your documents and list what matters most—your family’s security, your home, your business, even your health needs. When you’re ready, reach out for a personalized insurance conversation. A thorough review can reveal the protections you already have and highlight what you might still need.

This November, make sure your coverage matches your real priorities so you can enjoy knowing that what’s most important to you is truly protected. Your family, home, and future deserve protection that has been reviewed for you and your family —don’t leave it to chance. Reach out today for a review tailored to your needs.

Let's also consider your financial future by asking yourself fi the ZERO-TAX bracket plan opens up options for you, just contact my office and set appointment with me!

Customer service is our top priority!

Did you know we offer virtual appointments? We can screen share and look over your protection plans, income replacement tools and financial services needs together.

As the seasons change, is it time to consider how your protection needs might have changed? Call, text or email my office and my team and we will create a Personal Price Plan just for you!

We can cover all your insurance needs!

• Auto insurance,

• Home Insurance,

• Life Insurance,

• Renters Insurance,

• Business Insurance,

• Boat Insurance,

• Motorcycle Insurance,

• Personal heirlooms or collectibles and even

• Pet Insurance. After all they are part of the family too, right?

Make sure to ask us about our Steer Clear Discount for your TEEN DRIVER(s) as well as our Drive Safe and Save Auto discounts for you and your teen drivers, it really saves you money!

Have you ever thought about giving the gift of life insurance? The optimal time is when someone is young and healthy as it costs the least and has time to give the most benefit or the time value of money....

Our team is ready to serve all of your financial services and insurance needs. Please call/text/visit/ or ask for a virtual appointment today.

If you didn't know, in 2018 I stepped into the Terry Cornelius State Farm office to continue what he and his dad Lyle started so many, many years ago. We have made it our priority to expanded on their great foundation of service first. We are now licensed in Oregon, Washington, Idaho & Texas helping families withstand and recover from LIFE.

Call me and we will try to save you money while making sure you are protected from whatever LIFE throws your way.

Continuing to learn is important and I am one class away from completing my master's in project management. I have also been furthering my financial literacy to provide valuable risk-mitigating plans to my insurance customers to better prepare and situate them for life.

Call our office and let make sure you have total asset protection in place. We start by reviewing your home and auto insurance as we protect what you have worked so hard to acquire. These plans include how to help you keep what you have worked so hard to acquire.

Have you asked yourself, which bucket(s) are my retirement savings sitting in? (Tax-Today bucket, Tax-Later bucket, or Tax-Free bucket)...now, which bucket should your money be in?

We focus on customers relocating to the Washington, Oregon, Idaho, and Texas areas by making sure we review their protection plans to fit the requirements of this region but more importantly, protect their families from income loss.

We protect your Physical Assets, Financial Assets, and Future Income Assets which are your largest asset (your earning potential over the course of your career). This type of protection begins by discussing your auto and home, in simple-to-understand terms, while maximizing discounts, for your family.

By protecting these assets, you reduce your risk exposures and allow us to continue to build on a good foundation.

We also discuss how an income interruption will affect you and your family's lifestyle. Have you thought about what you might do if you couldn't work for an extended period of time? The answers to these questions need to be discussed throughout our community to ensure everyone has a plan in place. We look forward to talking through this with you.

Call our office to make sure you have Total Asset Protection. We look forward to getting to know you and your family for life because You Never Know What can Happen in Life!!

We make sure you are protected so that you can withstand and recover from life's unexpected events no matter what zip code you are in.

EXPECT MORE OUT OF YOUR INSURANCE AGENT AND CALL MY OFFICE & THEN SHARE WITH your friends and family who live in OR, ID, WA & TX so we can be sure to help protect them as well!

5-star Google Review LEADER! Leave us it really helps us reach our community!

~ Jeremiah Stephen ChFC